Instant Life Insurance

Get Covered in Minutes — No Doctors, No Hassle

Protect What MAtters Most

Why Life Insurance Matters

Cover Costs and Reduce Burdens

Funerals, debts, and final bills can add up fast.
Life insurance helps relieve your loved ones of unexpected financial burdens during a difficult time.

Improve the Grieving Process

A financial cushion creates emotional breathing room.
With coverage in place, your family can focus on healing—not scrambling to make ends meet.

Show You Care, After You're Gone

It’s one of the simplest, most powerful ways to protect the people you love. Give your loved ones a gift after you're gone and give them hope for what the future brings.

Why We Chose Ladder

Fast. Flexible. Built with You in Mind.

100% online — no phone calls, no pushy agents
Coverage up to $3 million
Adjustable over time — increase or decrease as life changes
No medical exam needed for many users
Using our affiliate link generates earnings and strengthens the EverAfter platform
Get a Free Quote

How It Works for You

Simple, Secure, and Done in Minutes

1

Click "Get a Free Quote"

2

Answer a few basic questions

3

Verify your identity with SSN

4

Get your quote & choose coverage